It is perhaps the most persistent of all myths and is widely believed to be fact by an astonishing number of people. It almost trips off the tongue too easily, “But you’re surely a common law wife after 20 years of living together…” The simple and sometimes the often hard answer is, “No”.
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A nuptial agreement, either a pre-nuptial agreement or a post nuptial agreement, can be entered into by the parties to a marriage to set out what will happen in the event of a divorce. There are many obvious advantages, such as to protect pre-acquired assets and to establish certainty, insofar as it is possible, in the event of divorce. Of course agreeing such matters when both parties are on the same page usually reduces legal costs and acrimony if the marriage does not survive.
Divorce and separation can be a time of huge conflict and heartache for couples. It is widely accepted that the current divorce law in England & Wales has further exacerbated the position, leaving divorcing couples with no option to end the marriage amicably immediately upon separation. As it stands, unless blame is apportioned, they must wait until they are separated for two plus years. This can be very distressing for separating couples and can result in increased acrimony or considerable delays, neither of which are particularly helpful in already very difficult circumstances. The impact of starting proceedings on an acrimonious note on the families going forward is immeasurable.
The acclaimed comedy film Shaun of the Dead featured Simon Pegg and Nick Frost trying to keep hordes of zombies at bay, as they infiltrated a leafy suburb. The humans sought refuge in a pub called The Winchester Tavern, where the final grisly showdown takes place.
In the business world, there is no shortage of zombies. Whilst there is no set definition, a regular symptom of such a business will be that is getting by through paying interest due on its debts, but not the underlying debts. Absent parental company or third party support, the business may only be surviving courtesy of the continuing low interest rates in the UK. Its viability in the future may therefore be questionable.
In the wake of the GDPR coming into force we have seen a heightened awareness of cyber risk. We are seeing the news carry stories around the latest high-profile “hack”, a word rarely mentioned in the business news until recently. Now, however, cybercrime has moved up the risk agenda of businesses all over the world, who could find themselves targeted by a malicious actor, every computing milli-second of every working day. It’s a term that covers a multitude of evils, from the compromise of customer data to bullying and harassment. This article focuses on cyberattacks that seek to damage or drain a business of financial or information assets.